Built on BNB Smart Chain · Live since 2020

Mass crypto payouts,without custody.

Route payouts through the mass-payout smart contract on BNB Smart Chain. Sign in with email, upload a CSV, connect your wallet at send time only. 0.2% flat. No KYC.

$0M disbursed0 batchesSince 2020
  • Non-custodial
  • Built on BSC
  • No KYC
  • No subscriptions
Settled in 12 seconds247 / 247Batch #1042· USDT (BSC)Confirmed$58,450.00247 recipients · one transaction0x9a3b…f2c1$1,250.00Paid0xc4d3…2e1f$400.00Paid0x7e6a…91bd$1,000.00Paid0xb2a1…9876$750.00Paid0x6e5d…4c3b$250.00Paid0xfedc…ba98$1,500.00Paid0x3f8a…0d7e$900.00Paid

+240 more recipients in this batch

Live on BNB Smart Chain since 20200.2% flat fee per batch

WHO IT'S FOR

Built for high-volume crypto operations

Wherever you're sending stablecoin to many wallets — payroll, rewards, grants, or trading-desk fan-outs — Disbursed turns it into one signed transaction.

Finance

Web3 payroll

Pay 50 contractors in USDT on the 1st of every month. One CSV, one signature, one block.

Replace monthly batches of individual sends with a single confirmed transaction.

Growth

Affiliate & referral programs

Distribute commissions to thousands of users monthly without paying 0.5–1% to a custodial gateway.

Sending $100k per month elsewhere = $500–$1,000 in fees. Here, $200 — only when you actually disburse.

Treasury

DAO contributor payouts

Stipends, retroactive grants, contributor compensation — atomic and on-chain auditable.

Treasury never relinquishes custody; every payout is a multisig-friendly single transaction.

Engineering

Exchanges & OTC desks

Programmatic batch withdrawals via REST API. Webhook events drive your internal tooling.

Full API access for every account. No rate-limited tiers.

Why teams switch

Built for payroll, contractors, and grants

Speed, predictable cost, and an operations dashboard you can run a finance team on.

Atomic mass payouts

Send to 500 recipients in a single transaction — one signature, one block, all settled together.

Avg settle: 12s

Non-custodial by design

Your wallet signs the transfer directly with the audited Disperse contract. We never see your private key or hold your funds.

Funds in your custody

Flat 0.2% per batch

No subscriptions, no per-recipient markup, no hidden gateway cut. Pay 0.2% of each batch's value when you disburse — nothing when you don't.

Cap: 0.2%

Audit-grade history

Every batch persisted with recipients, tx hash, status, tags, and notes. CSV export for accounting and tax.

Exports: CSV, JSON

Address book + templates

Save recurring recipients once. Build payroll templates and reload them with two clicks.

Up to 1,000 contacts

Team accounts

Share batches and history with finance, ops, and engineering. Invite-based member access.

Unlimited seats

How it works

From CSV to settled batch in under a minute

Three deliberate steps. No account creation, no KYC, no waiting.

  1. disbursed.io/signin

    Sign in with email

    One-time link. Wallet later.

    Sign in with email

  2. disbursed.io/disburse · Upload

    recipients.csv

    247 rows · 12.4 KB

    Drop CSV here

      Upload recipients

    • disbursed.io/disburse · Review

      Disburse #1042

      $58,450· 247 recipients

      Approve token

      Allow the audited payout contract to move your USDT.

      Settling on BSC…247/247 settled

      Approve & disburse

    FOR DEVELOPERS

    API and webhooks, first-class

    Drive Disbursed from your own systems. REST API for batch creation, webhooks for status changes, signed payloads with replay protection. Built by people who've shipped Stripe integrations.

    • Full REST API for every account
    • HMAC-SHA256 signed webhooks
    • 5-attempt retries with exponential backoff
    • Open-source verification snippets
    • Postman / Insomnia collections
    Select language tab
    server.js

    SECURITY

    Non-custodial means non-custodial

    We don't hold your funds, sign your transactions, or know your private keys. Every payout is signed directly by your wallet against the same Disperse contract that's moved billions on BSC since 2020.

    Audited public contract

    We use the existing Disperse contract on BSC. Public source, no admin key, no upgrade path. Same contract used by major protocols since 2020.

    View contract on BscScan →

    You sign every transaction

    Your wallet pops up for every batch. We never have a key, never have a session that can move funds. Sign-in is email magic-link — wallet connects only at the moment you disburse.

    No data we don't need

    No KYC. No social profile. No name. Email for sign-in, wallet address for the on-chain part. Account deletion is one click and clears everything we hold.

    Read our privacy policy →

    Audited public contractLive since 2020Zero funds held

    How we compare

    Why Choose Disbursed

    Side-by-side with the major crypto payout and payment-gateway platforms. Disbursed is the only non-custodial, no-KYC option that still ships with a full dashboard, history, and signed webhooks.

    FeatureNOWPaymentsCryptomusBitPay Send0xProcessingDisbursed
    Service fee
    ~Higher percent
    ~Tiered spread
    ~Higher flat fee
    ~Tiered spread
    0.2%flat per batch
    Network gas
    Pass-through
    Pass-through
    Pass-through
    Pass-through
    Wallet-paid gasPaid directly
    Custody model
    Custodial rails
    Custodial rails
    Custodial rails
    Custodial rails
    Self-custodyNon-custodial
    KYC required
    ~Tier-gated IDs
    ~Risk-tier gates
    Heavy onboarding
    Compliance-heavy
    Email-only gateNo KYC
    Mass payouts (500+ / tx)
    ~Limited ceilings
    ~API-only flows
    Bulk supported
    ~API-only flows
    Full batches500 cap
    Web dashboard
    Full console
    Full console
    Full console
    Full console
    Finance-ready UI
    Transaction history
    ~Limited exports
    Detailed trails
    Detailed trails
    Detailed trails
    Audit-grade logs
    Webhooks
    Outgoing hooks
    Outgoing hooks
    Outgoing hooks
    Outgoing hooks
    Signed deliveriesHMAC-signed
    User accounts
    Traditional login
    Traditional login
    Traditional login
    Traditional login
    Magic-link flowWallet at payout

    Fees and policies for other platforms are summarised from their public pricing pages and may change — verify before comparing.

    PRICING

    One flat fee. No subscriptions.

    0.2% of the disbursed amount per batch. No monthly bills, no per-recipient markup, no percentage taken by a custodian — because we never custody your funds.

    Flat service fee

    0.2%

    of each batch's total disbursed amount.

    Fee breakdown replay

    Animated example showing recipient payout total, the added percentage service fee, total USDT sent from your wallet in one transaction, and BSC gas paid separately in BNB.$50,000 USDT→ recipients+ $100 USDT0.2% feeONE SIGNED TRANSACTION (USDT)$50,100 USDTBNB · ≈ $3 in BNBRecipients earn the full row amountsFee is extra USDT—not subtracted per walletBoth payouts + fee settle togetherBNB pays block space—outside the USDT total

    Example

    Recipient payouts (total)
    $50,000 USDT
    Service fee (0.2%)
    $100 USDT
    USDT from your wallet
    $50,100 USDT
    BSC gas (BNB)
    ≈ $3 in BNB

    Recipients keep the full payout total. The fee is additional USDT in the same signed transfer. BSC gas comes from your BNB balance, not from the USDT batch.

    • Unlimited batches
    • Up to 500 recipients per batch
    • All supported tokens (USDT, USDC)
    • Full address book and templates
    • Persistent batch history with CSV exports
    • HMAC-signed webhooks
    • Team accounts and full REST API
    • Audited Disperse contract — no fund custody
    Start a payout

    No setup feesNo monthly billsPay only when you disburseBSC gas paid from your wallet

    Frequently asked

    Answers to the questions we hear most

    No. Every transaction is signed by your own wallet, in your own browser, against a public audited mass-payout smart contract on BSC. Disbursed never holds your funds or your keys. You sign in with email and connect a wallet only when you are ready to send — never before.

    Ready to pay 500 people in one transaction?

    Sign in with email, upload a CSV, connect your wallet at send time. No KYC, no monthly bill, no wallet popups until you click Disburse.